As part of Belkin’s benefits package, you have the opportunity to take advantage of additional programs that can save you money and provide important assistance with everyday needs.

 

New York Life: Accident Insurance, Critical Illness and Hospital Indemnity Insurance

Through New York Life, Belkin offers Accident, Critical Illness and Hospital Indemnity insurance that provide additional protection to help you pay expenses not covered by your medical plan.

New York Life Coverage Overview

Group Accident Insurance Accident insurance helps protect you from unexpected financial stress if you or a covered family member has an accident.
Group Critical Illness Insurance When a serious illness strikes, critical illness insurance provides financial support to help you through a difficult time.
Group Hospital Indemnity Insurance A trip to the hospital can be stressful, and so can the bills. Hospital indemnity insurance helps cover your copays, deductibles, and other out-of-pocket costs.

Group Accident Insurance

Accident insurance pays benefits directly to you (unless otherwise assigned) in the event of a covered accident, regardless of any other coverage you may have.

Benefits are paid according to a fixed schedule that includes benefits for hospitalization, fractures and dislocations, emergency room visits, major diagnostic exams, physical therapy and more. Please refer to the benefit summary for details of the benefits.

Group Critical Illness Insurance

Critical Illness insurance pays benefits if you are diagnosed with a covered critical illness after your coverage effective date.

This coverage helps with the cost associated with a critical illness, such as lost income, child care, travel to and from treatment, high deductibles and copays.

Group Hospital Indemnity Insurance

Hospital Indemnity insurance provides financial assistance to enhance your current coverage. It helps you avoid utilizing your savings or having to borrow to cover out-of-pocket costs health insurance was never intended to cover.

Hospital Indemnity insurance can help with expenses such as transportation and meals for family members, help with child care, or time away from work.

Enrolling for Coverage

If you enroll for Group Accident insurance, Group Critical Illness or Group Hospital Indemnity insurance when you are first eligible (at hire), you will not be required to provide evidence of insurability (proof of good health). Covered employees who experience a qualifying event may add eligible dependents without evidence of insurability, as long as the enrollment is submitted within the required timeframe for a qualifying event. During Open Enrollment, employees who previously waived coverage of Group Accident insurance, Group Critical Illness or Group Hospital Indemnity insurance may enroll, however, evidence of insurability may be required.

Covered employees may cancel their Group Accident insurance, Group Critical Illness or Group Hospital Indemnity insurance coverage at any time during the plan year.

 

Perkspot: Online Discount Program

PerkSpot Discount Program gives you access to exclusive discounts from thousands of local and national retailers, restaurants, hotels, gyms, movie theaters and all major cell phone companies. You pay nothing to use the service. Once you access PerkSpot, you’ll need to create an account to access Belkin-specific offerings.

 

ARAG Group Legal Plan

ARAG offers two levels of legal insurance coverage for a wide range of legal needs:

  1. UltimateAdvisor services include: consumer protection, divorce, traffic troubles, trusts, bankruptcy, sale or purchase of a home, civil damage defense, protecting your property, wills and estate planning.
  2. UltimateAdvisor Plus includes all the services covered by the UltimateAdvisor plan plus family law, tax services, financial counseling, identity protection, immigration assistance and more.
 

So-Fi Student Loan Refinancing

Refiance your student loan with SoFi. Belkin is partnering with SoFi, a student loan refinancing service, to offer you low rates and flexible terms on your student loans. For more information visit SoFi Student Loan Refinancing.

 

Allstate Identity Protection Pro+Cyber

Allstate Identity Protection delivers comprehensive financial and identity monitoring designed to help you protect yourself, your family, and your finances from emerging threats. Monitor your financial transactions, social media, student loans, retirement accounts, and more. If fraud occurs, their in-house experts fully manage restoring your identity. Plus get up to $5 million in reimbursement for stolen funds and associated out-of-pocket costs.

 

Nationwide Pet Insurance

Nationwide pet insurance helps you cover veterinary expenses so you can provide your pets with the best care possible—without worrying about the cost. Nationwide offers two plans for you to choose from: My Pet Protection® and My Pet Protection® with Wellness500.

My Pet Protection offers an annual benefit of $7,500 for eligible veterinary bills related to accidents, injuries and illnesses, including emergency clinics and specialists. My Pet Protection with Wellness500 offers the same protection, but includes coverage for preventive care. Both plans are guaranteed issuance, have a $250 annual deductible, and include medical coverage with the choice of 50% or 70% reimbursement levels.